• Resolutions to Make If You Want to Buy a Home in 2018

    resolutions to buy a home

    Is one of the New Resolutions you made about buying a home? One of the most important factors which could make the home purchasing process a lot easier is to plan ahead of time. When you do so, you will be able to understand the process and choose the home which suits you the most. Planning well ahead of time also helps to discover some shortcuts which could be used in the home buying process. Here are some resolutions you should make to buy the dream home you always wanted.

    Resolution 1: Decide Exactly What You Want

    deciding what home to buy
    The very first and the easiest step is to decide what you actually want. You should be able to determine the where, when and what about this purchase. Some questions you should ask yourself are as follows:

    i. What type of house do you want?
    ii. What area would you like the house to be located in?
    iii. When would you want the purchase to be finalized?

    Because buying a new house is an extremely serious commitment you should definitely spend a lot of time in thinking about the whole process before making a decision. Choose a house in which you will be happy for several years to come.

    Resolution 2: Get Your Finances in Order

    saving to buy a home

    Once you know what exactly you are looking for, it is time for you to get realistic about what you can actually afford. How much money have you set aside for the down payment? What is your monthly budget for the mortgage going to be? Do you have the amount required for closing taxes and costs? Is your financial position stable? There are very few people who can purchase the house using cash. Therefore, start planning on getting a loan as well. Which leads us to our next resolution.

    Resolution 3: Get the Pre-Approval Before You Begin To Look for Houses

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    Pre-Approval means speaking with a loan officer to have your credit files reviewed and getting the approval of the loan officer before-hand. If your loan officer believes you qualify for the given loan amount only then proceed to apply for a loan. Based on your income, debt, and other information, the lender is going to provide you with the pre-approval letter, which will effectively show your borrowing power.
    Even though it is not the final loan approval, these preapproval letters will be used to show that as a home buyer you have the ability to move forward with a home purchase successfully and is generally required to submit an offer on a home. This information is extremely important for homeowners as they are unlikely to accept offers which are probable to fail due to the finances. Loan officers are going to be very carefully reviewing your financial situation which includes your credit reports and other information and then s/he will suggest programs which meet all your requirements.

    Resolution 4: Use a LystHouse Real Estate Agent

    lysthouse real estate agent
    Purchasing and selling property is a highly complicated process. Even though at first it might seem that you can find the correct home by simply by searching for homes online ; houses differ, and so do the contract terms and conditions, finance options, inspection requirements and also the closing rates. This is where you would require the help of a LystHouse real estate agent. A LystHouse real estate agent has information about the in’s and out’s of the industry and knows how to effectively deal with the home seller to get you the perfect house in the price range you have. The best part is you’ll save money buying a home with a LystHouse real estate agent because LystHouse give .5% CASH BACK to first time home buyers. For those that are selling and buying, you sell for FREE when you buy your next home with LystHouse that saves you 3% on the sale side.

    By choosing and opting for the above mentioned real estate resolutions, you might be able to purchase the dream house you have always wanted in 2018!

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  • Understanding the 10 Steps to Homeownership

    22 February 2017
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    10 steps to home ownership with lysthouse real estate

    The home buying process can seem overwhelming at first. A home purchase is a major commitment. Buying a home requires a lot of time and effort. If you follow these 10 steps to homeownership you can understand and manage your home purchase more easily.
    An informed home buyer will feel less stress and the process will flow more smoothly if you educate yourself early on. But the better you understand the process and the people/parts involved, the less stress you may feel.

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  • Great Time for Veterans in Texas to Take Advantage of A VA Home Loan

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    Hey all,

    6% commission assassin and your favorite real estate blogger, Jon, here. It is gorgeous outside today in Dallas, TX and I wanted to take the time to let y’all know what is going on in the real estate market here around our HQ here in the DFW metroplex. In case you missed my blog on the North TX Real Estate Market, let me catch you up to speed. Now is a great time for home sellers in North, TX. And if you are thinking about selling your home, seriously, give LystHouse a call. We are looking out for you and we know every penny counts when you’re moving. It can be a big headache. BUT, our team here is going to make it easy for you and take excellent care of you. That, I PROMISE.

    I just used a VA home loan to purchase my first home. I am so glad I had LystHouse walk me thru the entire process. I saved about $10,000.  Let me also tell you that my girlfriend is super happy too.

    You know at LystHouse about 1/4 of our employees, including myself, are Military Veterans or still serving in the Reserves or in some fashion. We run a tight ship and are really proud of our Military team that we use as a workforce multiplier going to fight for home sellers and home buyers every single day. If you need help with your veteran’s home loan or have questions, just ask to speak to any one of our Veteran’s on our staff here. They will set you straight.

    Going back to the DFW Real Estate Market, let me say one thing. The real estate industry here is losing their death grip on the MLS. Thankfully, LystHouse has the courage to fight against these ridiculously high 3% commissions by leveraging the power of technology. It makes things super easy for our real estate agents, but most importantly, it makes things easy for you, our customer. That is our priority and is at the forefront of our business model.

    You know, real estate agents that aren’t leveraging technology are way behind the times. They are gonna have to ditch the brochures, ditch their rolodex, and catch up and lower their commissions or else their business just will not survive. They are going to have to do the RIGHT thing. I’m proud I work for a company that is leading that fight not just professionally, but also morally, and ethically.

    Again, if you want to sell a home, buy a home, take advantage of a veterans home loan, or just talk to someone about what your real estate options are, give LystHouse a call. We are here to help answer your real estate questions. You’ll get as much professional real estate agent support as you need or want.

    Call us for immediate assistance. (855)866-8339

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    Jonathan Shields – Real Estate Blogger

     

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  • Great News for Home Sellers as Rising Home Sales Heat Up North Texas Housing Market

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    Should I sell my home? If you’re asking yourself that question in north Texas, there is good news. The North Texas housing market is heating up, and now is a great time for home sales.

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